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Ethan McGowan

[email protected]

Professor of AI/Finance, Gordon School of Business, Swiss Institute of Artificial Intelligence

Ethan McGowan is a Professor of AI/Finance and Legal Analytics at the Gordon School of Business, SIAI. Originally from the United Kingdom, he works at the frontier of AI applications in financial regulation and institutional strategy, advising on governance and legal frameworks for next-generation investment vehicles. McGowan plays a key role in SIAI’s expansion into global finance hubs, including oversight of the institute’s initiatives in the Middle East and its emerging hedge fund operations.

Ethan McGowan

AlphaGenome is pushing education systems to rethink how AI, genomics, and policy are taught Predictive genomics now demands skills beyond traditional biology Without reform, the benefits will stay concentrated in a few institutions AlphaG

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Ethan McGowan

Beliefs shape perception before evidence is even processed Video and data do not correct bias; they often reinforce it Education systems must redesign how evidence is interpreted, not just collected It's not as simple as people s

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Ethan McGowan

Digital truth can no longer be judged by human sight or sound alone Institutions must certify reality, not just detect fakes after harm occurs Education systems now play a central role in rebuilding trust in evidence In

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Ethan McGowan

Europe must thicken AT1 capital buffers even if it permanently lowers bank profits Digital bank runs make thin hybrid capital unreliable in real stress Clear, equity-like AT1 design is cheaper than repeated public rescues Th

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Ethan McGowan

The rules-based order is breaking into competing systems Asia is building regional frameworks to manage the shift Education and institutions must adapt to fragmented governance The international system we've relied on for

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Ethan McGowan

Democracy raises growth most where human capital is already strong Freedom and skills act as multipliers, not substitutes, in economic development Sustained prosperity requires joint investment in institutions and people

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Ethan McGowan

Japan is positioning governance as an alternative to China’s infrastructure power AI rules and institutions are emerging as tools of geopolitical influence Central Asia’s autonomy will hinge more on standards than on concrete The

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Ethan McGowan

Federal AI adoption depends on tools and training, not elite titles DOGE proved rapid automation can work but exposed skill gaps Lasting reform requires institutionalized AI, not rollback Getting AI into

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Ethan McGowan

Delayed investment is the hidden tax of policy uncertainty across all economies Unclear rules turn rational caution into long-term growth loss Predictable policy is not cosmetic reform; it is a core economic growth tool

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Ethan McGowan

U.S. import diversification masks continued supply chain concentration Much of the shift reflects rerouting, not real relocation True resilience requires tracking value chains, not labels U.S.

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Ethan McGowan

Payment rails, not digital tokens, now define real monetary sovereignty Stablecoins change the form of money, but control depends on who governs settlement and redemption Policy power survives only if tokenized money clears on domestically regulated infrastructure

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Ethan McGowan

Minimum wages insure routine workers inside firms Shocks tend to push adjustment onto high-skill jobs Policy must pair the firm-level minimum wage with portable support for talent The increase in South Korea's statutory minimum wage during the late 2010s and early 2020s provides an opportunity to examine how minimum wage laws affect businesses. According to the International Labour Organization, the minimum monthly wage in South Korea in 2017 was 1,352,230 KRW, rather than the previously stated figure.

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Ethan McGowan

Inflation is a mix of shocks and trends, not a single number Inflation decomposition clarifies causes and improves policy decisions It should be central to both forecasting and economic education Inflation isn't simple.

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Ethan McGowan

The Donroe Doctrine replaces global leadership with blunt self-interest Tariffs now function as leverage, not policy tools Education and governance must adjust to a less predictable order The Donroe Doctrine isn’t a sweeping histori

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Ethan McGowan

Advanced economies push AI policy because productivity gains are visible and immediate Poorer countries lag as low returns and weak capacity dampen urgency Education policy can still slow the widening AI divide Since the em

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Ethan McGowan

Lower capital requirements failed to increase UK lending Banks chose shareholder payouts over new loans Capital policy without conditions does not drive growth In December 2025, the Financial Policy Com

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Ethan McGowan

AI investment looks inflated, but much of its value is already embedded in real productivity gains Profits and adoption show substance, even as debt and feedback loops create fragility The real policy challenge is managing systemic risk without mistaking transformation for a bubble

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Ethan McGowan

The TSMC–Japan partnership turns education into strategic infrastructure Japan converts geopolitical risk into durable industrial capacity Semiconductor policy is about institutions, not factories Semiconductor risk

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Ethan McGowan

AI is triggering a new global divergence, much like the industrial revolutions before it Countries that control AI systems and skills will gain lasting economic and institutional power Education and policy now decide who leads and who is left behind

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Ethan McGowan

Plurality voting systems amplify narrow anti-immigration platforms The resulting policies accelerate outsourcing and automation, weakening local jobs Institutional reform is key to breaking this self-reinforcing cycle In numerous

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